12 MONTHS SAME AS CASH
IF your credit application is approved by Lendmark Financial Services,
you can have 12 months to pay for your purchase – at no extra charge to you. Lendmark will set you up on a payment plan.
CAUTION: if you miss a payment or are late, you will be required to pay the interest.
You can apply for credit from the privacy of your own home. When filling out the credit application on-line, please choose the GREENSBURG, PA branch office.
Credit application for Lendmark Financial
Our local Lendmark Financial office is staffed by qualified and caring local people from our area. It is located close to Greensburg, near the Red Lobster Restaurant. For more information, you can call them at , or visit their office at
Credit application for WestCreek Financial
West Creek Offers Fast and Easy Payment Option – No Credit Needed
High Approval Rates:
With West Creek Financial it takes only seconds to get approved for up to $5,000 on a lease-to-own contract. More than 80% of applications are approved — even those with low credit scores.
No Hidden Fees:
We offer a transparent, and affordable no credit needed financing option. If you pay in full by 100 days, you pay only a $40.00 initial payment, plus the cost of your order. No hidden charges or fees. Or if you’d rather take advantage of our full 12 month financing option, we split your payments evenly over 12 months, making sure that your payments align with your pay schedule. It’s as easy as that!
100-Day Purchase Option or Early Buyout:
And with the 100-day purchase option — you can choose to purchase the item within 100 days of delivery and pay only the initial $40.00 payment plus the invoice amount. After 100 days, you may choose the early buyout option and purchase the merchandise at up to 65.00% of the remaining balance on the lease.
- Photo ID
- Social Security Number, government ID or ITIN#
- Debit card with initial payment of $40.00
- Checking account
- $1,000 a month income
No Credit needed,
90-Day Payment Option
You can apply for credit from the privacy of your own home. It costs you nothing to apply.
ACIMA Credit Application
If you need to establish some credit, this could be a good option.
If you are approved by ACIMA, they will set you up on a 12-month payment plan.
There is a $50.00 fee (+ $3.00 tax) at the time of purchase.
Payoff within 90 days and they will simply close your account for the amount financed + $10.00.
The good part is that if you payoff within 90 days, you can have something you need or want, and you can establish your credit, and it will only cost you $63.00 extra ($50 fee + $3 Tax + $10 buyout fee).
It is a rent-to-own contract, so you will not actually own the merchandise till it is completely paid-off. The payments are automatically taken from your bank account and/or credit card. If you make the payments for 12 months, you will be paying a lot more than the purchase price, but it could still be good if you really need something.
Acima is looking for four things. (1) Do you have a three-month history with your current employer or source of income? (2) Have you had a checking account for at least 90 days? (3) Do you deposit $1,000 or more into your checking account each month? (4) Is your checking account free from NSFs, excessive overdrafts, and negative balances?